OUR MONEY MADNESS PANDEMIC II: THE SOLUTION

For the safekeeping of our money, why would we turn money over to those who keep half for themselves?

This is what the big banks, governments and businesses do. They call it by the seductive name “Credit”. These big boys keep track of their own welfare by a game called the “stock market” - which has little to do with the welfare of us ordinary folks.

Our answer to our money madness is savings - the opposite of credit. Credit makes us slaves to big system pressures, dragging down our family wellness. Saving puts our families in the driver’s seat, giving us control and well-being.

It is going to take guts for families to shake credit and do savings. We have all dug ourselves into big holes. The big guys want us there and will give us no help out.

Here is a sensible, though tough, prescription and revamp for family financial well-being: (from www.familycybermall.org):

• Separate fixed from optional costs
  
• Make savings a fixed cost
  
• To do this be prepared to redo house and car debt
  
• A saving rate of 25% provides for education, retirement and insurance
  
• Get rid of online banking, debit cards and unused credit cards
  
• Limit internet purposes to solid sources only
  
• Pay down monthly credit card balances
  
• Invest only in sure fire, well known plans
  

A Family Balance Sheet that Balances Leads to Balanced Wellness